Author Archives: USA TODAY

To weather the COVID-19 drought, small businesses need to expand credit now


Right now, every small business owner needs every dollar they can get their hands on. Whether you currently need money or not, it’s time to improve your credit score and increase your credit limits. Let’s be realistic. COVID-19 didn’t magically disappear with warmer weather and infections are once again ...

Read More »

Must employers ensure a safe workplace? A Q&A on workers’ rights

(VadymPastukh / Depositphotos.com)

The coronavirus pandemic has claimed more than 85,000 lives so far in the U.S. with no vaccine or cure in sight. Nevertheless, with stay-at-home orders lifting across the nation and businesses reopening, many employees will be returning to the workplace ...

Read More »

Be smart and safe about reopening your small business

(claudiodivizia / Depositphotos.com)

When you will be able to reopen, of course, depends on a variety of factors: your locale's rules; the impact of the coronavirus in your are;a and, not insignificantly, the willingness of your customers to head out and into stores and businesses again.

Read More »

Companies slammed by coronavirus look to cut contributions to their employees’ 401(k)s

(PantherMediaSeller / Depositphotos.com)

More corporations are looking to temporarily halt 401(k) contributions, trying to cut costs as the coronavirus crisis hits their revenue and profits, labor attorneys said. It’s another way companies are trying to contain mounting losses, along with millions of layoffs ...

Read More »

Have to work from home? 5 quick things you can do to prepare your space

Omoton Aluminum Desktop Cellphone Stand with Anti-Slip Base (Omoton)

So you’ve just been told to work at home, and now you’re wondering how to get it done. Thanks to advancements in technology, it’s never been easier. But where to start? We’ve got a few ideas. Here’s what you need ...

Read More »

Dow drops into bear territory for the first time since the financial crisis, as investors fret over coronavirus

The New york Stock Exchange on February 11, 2015 in New York. (f11photo / Depositphotos.com)

The stock market’s 11-year bull run is pretty much over. The Dow Jones industrial average dropped 1,464.94 points on Wednesday to close at 23,553.22, dropping more than 20% from its record high last month and putting it in bear territory ...

Read More »

Here’s a top reason Americans are carrying an average credit card balance of over $6,200

(OtnaYdur / Depositphotos.com)

Americans may have a love-hate relationship with their credit cards, but that’s not preventing them from piling on debt. The country’s outstanding credit card and other types of revolving debt have jumped almost 20% from a decade ago, reaching an all-time ...

Read More »